Two espresso shots for traditional versus roth post

Traditional Versus Roth

The standard advice is for young people to use Roth accounts and for older folks to use traditional accounts. To which I say hooey. From 18 to 55 your age has little bearing on your tax situation. Choosing whether to use a pretax (traditional) of after tax (Roth) account is entirely determined by your current and projected tax situation. Lets look at some of the factors that influence whether to use a traditional…

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